OPay operates in the financial technology sector, primarily serving individuals and small businesses in Africa. The company offers a comprehensive suite of digital financial services, including payment processing, money transfers, savings accounts, and cashback rewards on airtime and data top-ups. OPay's business model revolves around providing these services through its mobile app and network of agents, making money through transaction fees, card issuance, and value-added services. The company aims to promote financial inclusion by ensuring reliable and fast transactions with 100% network uptime. Clients can apply for OPay debit cards via the app or at select agent locations, enjoying benefits such as free ATM withdrawals and zero card maintenance fees. OPay's mission is to connect people with essential financial services, fostering economic opportunities and enhancing the quality of life for its users.

Keywords: fintech, digital payments, money transfers, savings accounts, cashback rewards, financial inclusion, mobile app, debit cards, transaction fees, Africa.