Kredi Bank operates as a comprehensive digital financial services provider in Nigeria, catering primarily to low and middle-income salary earners and self-employed individuals. The company offers a range of financial products including general-purpose loans, savings accounts with daily interest, high-yield investment opportunities, and low-cost insurance plans covering healthcare, automobiles, and devices. Kredi Bank also provides digital banking services aimed at eliminating unnecessary charges on money transfers and deposits. The business model revolves around providing hassle-free and secure financial services without hidden fees, thereby making money through interest on loans, investment returns, and minimal service charges. The market it operates in is the Nigerian financial sector, focusing on digital solutions to enhance financial inclusion and convenience for its clients. The company also offers stylish debit cards delivered free across Nigeria, enhancing the ease of transactions for its users.

Keywords: digital banking, loans, savings, investments, insurance, Nigeria, financial inclusion, low-cost, secure services, debit cards.